We do not provide any loan modifications or foreclosure services, nor do we connect you with any providers of those services.
The down payment and closing costs for an FHA mortgage can come completely from gift funds. This is a significant advantage to FHA mortgages. Proof of deposit of the gift funds and a letter verifying that the funds are a gift and not a loan is required.
Gifts generally must come from a relative (mother, father-in-law, etc.)